You’ve worked hard to make your house a home by adding things that give it a personal touch. Protect what’s precious to you with RAC’s Contents Insurance from $5 a week.

Information and FAQs regarding RAC Insurance and COVID-19.

Our contents insurance will give you

Cover for your things

Clothes, jewellery, furniture, carpets, household appliances, tools, including your work tools.  See optional extras for ways to increase your cover limits for your precious things like your engagement ring, or watch.

Cover for theft, fire, flood

Our contents insurance covers your things for loss or damage caused by flood, fire, storm, theft and attempted theft.  See optional extras for our accidental damage option if you would like to extend your cover to include unintentional loss or damage.

New for old replacement

We'll replace damaged, lost or stolen items covered under your policy with new ones.

Accidental glass breakage

Cover for accidental glass breakage to your contents, for example feature mirrors, lights or furniture when they are broken through the thickness of the glass.  See optional extras for our accidental damage option if you would like to extend your cover to include unintentional loss or damage to your contents.

Burnout of domestic electric motors

We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current.  For example if your fridge motor is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.

Lost or stolen keys

We'll cover your lost or stolen keys and replace your locks.

You'll become an RAC member

When you purchase RAC's Contents Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.

Local claims team ready to help

We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.

Optional extras

Contents replacement cost calculator


Contents calculator

Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.

Contents calculator

You're making the right move with RAC Insurance


Switch online and save $35

in your first year


Combine & save

Save 15% off when you combine your building and contents insurance


Get up to 25% off your contents insurance

if you have an RAC monitored alarm


Members save up to 10%

Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%

Award winning home insurance

The quality experts at Canstar have surveyed over 5,500 home insurance policy holders across 32 insurers nationally and awarded RAC as Western Australia’s Most Satisfied Customers – Home Insurer Award in 2019. It’s proof we have some of the happiest members and reinforces our commitment to providing the best insurance products and member experience for WA.


$35 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.

This product is issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS to see if the policy is right for you.