You’ve worked hard to make your house a home by adding things that give it a personal touch. Protect what’s precious to you with RAC’s Contents Insurance from $5 a week.
Our contents insurance will give you
Cover for your things
Clothes, jewellery, furniture, carpets, household appliances, tools, including your work tools. See optional extras for ways to increase your cover limits for your precious things like your engagement ring, or watch.
Cover for theft, fire, flood
Our contents insurance covers your things for loss or damage caused by flood, fire, storm, theft and attempted theft. See optional extras for our accidental damage option if you would like to extend your cover to include unintentional loss or damage.
New for old replacement
We'll replace damaged, lost or stolen items covered under your policy with new ones.
Accidental glass breakage
Cover for accidental glass breakage to your contents, for example feature mirrors, lights or furniture when they are broken through the thickness of the glass. See optional extras for our accidental damage option if you would like to extend your cover to include unintentional loss or damage to your contents.
Burnout of domestic electric motors
We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current. For example if your fridge motor is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.
Lost or stolen keys
We'll cover your lost or stolen keys and replace your locks.
You'll become an RAC member
When you purchase RAC's Contents Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
Local claims team ready to help
We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.
Increase the limits on specific items inside your home which have a higher value than our standard cover limits. For example you may have a work of art which is valued at $10000, and the cover limit is $2000 per item or $5000 in total. You can specify this item when you get a quote and it will be added to your policy cover.
Protect your valuables which you take outside of your home with this cover. For example if you add your engagement ring, your watch, or your iPad as a personal valuable on your policy, it will be covered for accidental loss or damage anywhere in Australia. Add these items when you get a quote and they will be added to your policy cover.
You can add this option to your policy to cover your contents inside your home for unintentional loss or damage. For example if a ball is kicked into your TV screen and it cracks, it will be covered under accidental damage. This option is not available online, please call us on 13 17 03 for a quote on an existing policy.
Save more on your policy
- 15% off when you combine your building and contents insurance
- Switch online and save $70 in your first year
- Up to 25% off if you have an RAC monitored alarm
- Existing members could save up to 10% - Bronze members save 5%, Silver members save 7.5%, Gold and Gold life members save 10%
- Increase your excess to reduce your premium
Award winning home insurance
The quality experts at Canstar have surveyed over 5,500 home insurance policy holders across 32 insurers nationally and awarded RAC as Western Australia’s Most Satisfied Customers – Home Insurer Award in 2019. It’s proof we have some of the happiest members and reinforces our commitment to providing the best insurance products and member experience for WA.
$35 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.