Life is full of surprises; some are good, and some - like your fence blown down in a storm - are not so good. Make sure your house is covered with RAC's trusted building insurance.
Our building insurance will give you
Our building insurance will cover your home against events such as fire, flood, storm, theft, malicious damage up to the sum insured of your home.
Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!
We'll provide temporary accommodation to you if your building can't be lived in, and we'll also accommodate your pets.
We'll cover the cost of demolition and removal of debris if your house has been damaged as a result of an insured event.
Cover for damage to other people or their property whilst on your property.
When you purchase RAC's Building Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
We'll cover the cost to replace trees or shrubs damaged by a storm.
We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current. For example if your aircon unit is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.
We'll cover the costs required to make the repair of damaged parts of your building compliant with current building regulations and laws.
Save more on your policy
- 15% off when you combine your building and contents insurance
- Existing members save up to 10% - Bronze members save 5%, Silver members save 7.5%, Gold and Gold life members save 10%
- $35 off when you buy your new policy online