Staff in front of WA map
Staff in front of WA map

Local friendly staff

We are on the ground ready to help when you need us the most.


Happy customers

Awarded Canstar’s Most Satisfied Customers – WA Home Insurer Award 5 years running.

The RAC Rescue Helicopter viewed from above
The RAC Rescue Helicopter viewed from above

Help give back to WA

We reinvest our profits into our members and the community for a better WA.

Our building insurance will give you

Cover for your building, garage, shed, fence

Our building insurance will cover your home and other domestic structures on your site against events such as fire, flood, storm, theft and malicious damage up to the sum insured of your home.

Accidental glass breakage

Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!

Temporary accommodation

We'll provide temporary accommodation to you if your building can't be lived in due to an insured event, and we'll also provide temporary accommodation for your pets.

Demolition and removal of debris

We'll cover the cost of demolition and removal of debris if your house has been damaged as a result of an insured event.

Legal liability cover

Cover for damage to other people or their property whilst on your property.

You'll become an RAC member

When you purchase Building Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.

Burnout of domestic electric motors

We'll cover the lesser of the cost to repair/rewind or replace a domestic electric motor when it's damaged by an electric current. For example, if your aircon unit is damaged as the result of an electric current.

Building compliance fees and costs

After an insured event, we'll cover the costs required to make the repair of damaged parts of your building compliant with current building regulations and laws.

Local claims team ready to help

We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.

Building replacement cost calculator


Building calculator

Answer some questions about your building to get an estimate of what it would cost you to replace it.

Building calculator


Award winning home insurance

Our members are at the heart of everything we do. Join WA's most recommended home insurer with the best claims experience and most satisfied home insurance customers, as voted by you.

CANSTAR 2019 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2020 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2021 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2022 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2023 - Most Satisfied Customers - Home Insurer - WA
Most recommended
Excellent claims experience
Most recommended
Outstanding customer satisfaction

Choose the insurance that’s right for you


Combine & save

Save 15% off when you combine your building and contents insurance


Members save up to 10%

Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%


Local claims team

Our local claims team are WA based, like you are. We understand your needs and are always ready to help

This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.