Life is full of surprises; some are good, and some - like your fence blown down in a storm - are not so good. Make sure your house is covered with RAC's trusted building insurance.
Our building insurance will give you
Cover for your building, garage, shed, fence
Our building insurance will cover your home and other domestic structures on your site against events such as fire, flood, storm, theft and malicious damage up to the sum insured of your home.
Accidental glass breakage
Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!
We'll provide temporary accommodation to you if your building can't be lived in due to an insured event, and we'll also provide temporary accommodation for your pets.
Demolition and removal of debris
We'll cover the cost of demolition and removal of debris if your house has been damaged as a result of an insured event.
Legal liability cover
Cover for damage to other people or their property whilst on your property.
You'll become an RAC member
When you purchase RAC's Building Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
Burnout of domestic electric motors
We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current. For example if your aircon unit is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.
Building compliance fees and costs
After an insured event, we'll cover the costs required to make the repair of damaged parts of your building compliant with current building regulations and laws.
Local claims team ready to help
We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.
Building replacement cost calculator
Award winning home insurance
Our members are at the heart of everything we do. Join WA's most recommended home insurer with the best claims experience and most satisfied home insurance customers, as voted by you.
You're making the right move with RAC Insurance
Switch online and save $35
in your first year
Combine & save
Save 15% off when you combine your building and contents insurance
Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10%
$35 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.