Staff in front of WA map
Staff in front of WA map

Local friendly staff

We are on the ground ready to help when you need us the most.


Happy customers

Awarded Canstar’s Most Satisfied Customers – WA Home Insurer Award 5 years running.

The RAC Rescue Helicopter viewed from above
The RAC Rescue Helicopter viewed from above

Help give back to WA

We reinvest our profits into our members and the community for a better WA.

Our basic contents insurance will give you

Fire and theft cover

Cover for loss, destruction or damage caused by fire or theft, for a value of up to $25,000. If your things would cost more than $25,000 to replace, consider Contents Insurance cover instead. Try our contents calculator to estimate the cost to replace your contents.

Cover for your things

TV, sound system, games console, clothing, jewellery, trade tools and even your bike.  See optional extras for Personal valuables to cover items like your iPad, watch and engagement ring outside of your home.

New for old replacement

We’ll repair or replace (new for old) damaged, lost or stolen items covered under your policy.

Fixtures and fittings

If you own fixtures in the building you rent, we’ll cover them, up to $5,000

Contents whilst in storage

We’ll cover contents kept in secure storage against fire and theft up to $5,000.

Legal liability cover

Cover for damage to other people or their property.

You'll become an RAC member

When you purchase Basic Contents Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.

Local claims team ready to help

We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.

Need a little more? Upgrade with our optional extra

Ask about or select this during the online quote process to add it to your cover.

  • Personal valuables coverProtect your valuables which you take outside of your home with this cover. For example if you add your engagement ring, your watch, or your iPad as a personable valuable on your policy, it will be covered for accidental loss or damage anywhere in Australia. Add these items when you get a quote and they will be added to your policy cover.

Contents replacement cost calculator


Contents calculator

Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.

Contents calculator

Award winning home insurance

Our members are at the heart of everything we do. Join WA's most recommended home insurer with the best claims experience and most satisfied home insurance customers, as voted by you.

CANSTAR 2019 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2020 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2021 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2022 - Most Satisfied Customers - Home Insurer - WA
CANSTAR 2023 - Most Satisfied Customers - Home Insurer - WA
Most recommended
Excellent claims experience
Most recommended
Outstanding customer satisfaction


This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.