Staff in front of WA map
Staff in front of WA map

Landlord’s insurance WA

We are on the ground ready to help when you need us the most.

The RAC Rescue Helicopter viewed from above
The RAC Rescue Helicopter viewed from above

Help give back to WA

We reinvest our profits into our members and the community for a better WA.

What is landlord’s insurance?

Cover your investment property, other structures at your site used for domestic purposes and if selected, cover contents you provide to tenants against loss or damage from unexpected events such as fire, flood, storm, theft, malicious damage up to the sum insured.

The events we cover

  • Storm
  • Flood
  • Fire
  • Explosion
  • Malicious damage
  • Lightning
  • Theft or any attempted theft

Some exclusions apply.

Try our contents or building calculator to estimate the cost of replacement.

Benefits of landlord’s insurance cover

Protect your building for loss, destruction or damage for an insured event.

Broken window
Legal scales
Hand shake
Fridge Motor Burnout
Light fitting
Digger - Removal of debris

What does landlord's contents insurance cover?

Add this cover during the quote process if you have a part or fully furnished property.

House Lock

How much does landlord's insurance cost?

Find out how much landlord’s insurance will cost by using our building and contents insurance calculators to estimate the replacement cost for your house and belongings.

House icon showing value

Building calculator

Answer some questions about your building to get an estimate of what it would cost you to replace it.

Building calculator


Contents calculator

Get an estimate for the cost of replacing the contents of your home. List actual items for a more accurate estimate.

Contents calculator

Landlord’s insurance FAQs

Do you have questions about your landlord insurance? Check out our FAQs for more information.

^ We will cover theft or malicious damage by your tenant (or your tenant’s guest/s) up to a combined maximum of $10,000, less the deduction of bond moneys, where applicable, the malicious damage/theft excess and any other applicable excesses shown on your policy schedule.

Any applicable insurance discounts may be subject to minimum premiums. Discounts only apply until a minimum premium is reached. Roadside Assistance and Rewards members receive a discount on insurance once they’ve been a member for at least five consecutive years. Members who only have insurance don’t get membership discounts on our insurance cover. Only individuals can become members of the RAC. Membership does not apply to associations, entities, or superannuation funds. For more information see the policy PED Guide and PDS.

This product is issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.