Even with the best tenants, unexpected problems can arise. Protect your investment with RAC's trusted landlord’s insurance and be covered for loss of rent, and flood or storm damage.

Our landlord's insurance will give you

Cover for your building, garage, shed, fence

Our building insurance will cover your home against events such as fire, flood, storm, theft, malicious damage up to the sum insured of your home.

Cover for loss of rent

If your building can't be lived in after an insured event, we'll cover the loss of rent.  And if your tenant defaults on their rent, we'll cover your rent up to a set maximum after four weeks.

Accidental glass breakage

Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!

Legal liability cover

Cover for damage to other people or their property whilst on your property.

Cover for theft or malicious damage

We'll cover your building for theft or malicious damage caused by your tenant or their guest.

You'll become an RAC member

When you purchase RAC's Landlord’s Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day. 

Cover for landlord's fixtures and fittings

Cover for items like carpets, blinds and light fittings, fixed to your property up to a maximum value of $10,000. See optional extras for Landlord's contents cover to increase your cover for partially furnished or fully furnished properties.

Burnout of domestic electric motors

We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current.  For example if your aircon unit is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.

Local claims team ready to help

We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.

Optional extras

Not sure how much cover you need? Try our building insurance calculator and contents insurance calculator to estimate the value of your home and contents.

RAC members save more

As a member you get access to great discounts & offers

$35 online discount applies to first year of insurance only.

This product is issued by RAC Insurance Pty Ltd.  Benefits are subject to policy conditions. Minimum premiums may apply.  Before you make a decision, please check the PDS to see if the policy is right for you.

Save $35 when you buy online