Even with the best tenants, unexpected problems can arise. Protect your investment with RAC's trusted landlord’s insurance and be covered for loss of rent, and flood or storm damage.
Our landlord's insurance will give you
Cover for your building, garage, shed, fence
Our building insurance will cover your home against events such as fire, flood, storm, theft, malicious damage up to the sum insured of your home.
Cover for loss of rent
If your building can't be lived in after an insured event, we'll cover the loss of rent. And if your tenant defaults on their rent, we'll cover your rent up to a set maximum after four weeks.
Accidental glass breakage
Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!
Legal liability cover
Cover for damage to other people or their property whilst on your property.
Cover for theft or malicious damage
We'll cover your building for theft or malicious damage caused by your tenant or their guest.
You'll become an RAC member
When you purchase RAC's Landlord’s Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
Cover for landlord's fixtures and fittings
Cover for items like carpets, blinds and light fittings, fixed to your property up to a maximum value of $10,000. See optional extras for Landlord's contents cover to increase your cover for partially furnished or fully furnished properties.
Burnout of domestic electric motors
We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current. For example if your aircon unit is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.
Local claims team ready to help
We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.
If your property is part or fully furnished, add Landlord's contents to cover your furniture, domestic appliances that are not built in, carpets, light fittings, curtains and blinds for example.
$35 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.