Even with the best tenants, unexpected problems can arise. Protect your investment with RAC's trusted landlord’s insurance and be covered for flood or storm damage.
Our landlord's insurance will give you
Cover for your building, garage, shed, fence
Our landlord’s building insurance will cover your building and other structures at your site used for domestic purposes against events such as fire, flood, storm, theft, malicious damage up to the sum insured.
Accidental glass breakage
Cover for accidental glass breakage to your building, including glass in a lighting fixture.
Legal liability cover
Cover for damage to other people or their property whilst on your property.
Cover for theft or malicious damage
We'll cover your building for theft or malicious damage caused by your tenant or their guest.
You'll become an RAC member
When you purchase RAC's Landlord’s Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
Cover for landlord's fixtures and fittings
Cover for items like carpets, blinds and light fittings, fixed to your property. To cover partially furnished or fully furnished properties, consider getting Landlords contents cover as well.
Burnout of domestic electric motors
We'll cover the lesser of the cost to repair/rewind or replace a domestic electric motor when it's damaged by an electric current. For example, if your aircon unit is damaged as the result of an electric current.
Local claims team ready to help
We know WA. We drive on the same roads, we live in the same suburbs, and we experience the same things, so when it comes to claim time we are on the ground and ready to make things better for you, seven days a week.
Upgrade your cover with this optional extra
- Landlord's contents coverIf your property is partly or fully furnished, add Landlord’s contents to cover your furniture and domestic appliances that are not built in, for example floor rugs and dining tables.
Not sure how much cover you need?
Try our building insurance calculator and contents insurance calculator to estimate the replacement cost of your building and contents.
RAC members save more
As a member you get access to great discounts & offers
What's included in these covers?
Before you decide, please read our policy documents.
Quick actions
You can track your claim or retrieve your quote right here
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services
$35 discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online.
This product is issued by RAC Insurance Pty Limited. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS to see if the policy is right for you.