Even with the best tenants, unexpected problems can arise. Protect your investment with RAC's trusted landlord’s insurance and be covered for loss of rent, and flood or storm damage.
Our landlord's insurance will give you
Our building insurance will cover your home against events such as fire, flood, storm, theft, malicious damage up to the sum insured of your home.
If your building can't be lived in after an insured event, we'll cover the loss of rent. And if your tenant defaults on their rent, we'll cover your rent up to a set maximum after four weeks.
Cover for accidental glass breakage to your building, handy if you have kids who like playing footy in your garden, broken windows covered!
Cover for damage to other people or their property whilst on your property.
We'll cover your building for theft or malicious damage caused by your tenant or their guest.
When you purchase RAC's Landlord’s Insurance you automatically become an RAC member and have access to great extra benefits so you can make savings every day.
Cover for items like carpets, blinds and light fittings, fixed to your property up to a maximum value of $10,000. See optional extras for Landlord's contents cover to increase your cover for partially furnished or fully furnished properties.
We'll cover the cost to repair or replace a domestic electric motor when it's damaged by an electric current. For example if your aircon unit is damaged as the result of an electric current, we'll cover the cost to repair or replace the motor.
If your property is part or fully furnished, add Landlord's contents to cover your furniture, appliances, carpets, light fittings, curtains and blinds for example.
$35 online discount applies to first year of insurance only.
This product is issued by RAC Insurance Pty Ltd. Benefits are subject to policy conditions. Minimum premiums may apply. Before you make a decision, please check the PDS to see if the policy is right for you.