Get rewarded for living a healthy lifestyle

RAC Life Insurance products come with access to AIA Vitality, a personalised scientifically-backed health and wellness program that supports you every day to make healthier lifestyle choices. It helps you understand your current state of health and provides you tools and resources to improve it with great discounts and rewards to keep you motivated along the way.

How does AIA Vitality work?

  1. Know your health
    Complete a series of free health assessments to help you learn about your overall health and how to improve it.

  2. Improve your health
    Take advantage of a full range of activities that help you to get in better shape inside and out and earn points for making healthier choices.

  3. Enjoy the rewards
    Start saving straight away with a range of discounts on shopping, fitness, travel and more, plus get even bigger rewards as you earn more points and improve your status.

What are AIA Vitality rewards?

The AIA Vitality program offers a wide range of rewards and discounts, including:

Up to $500 in shopping vouchers per year

From Myer, Rebel and Woolworths.

Get a $5 voucher every week

From iTunes, Woolworths or Hoyts, for achieving your physical activity target with AIA Vitality.

Fitness discounts

Save up to 50% off gym memberships and up to 25% off fitness devices.

Spa treatments

Treat yourself with up to 50% off at Endota Spa.

Flight discounts

Enjoy up to 50% off eligible domestic or international flights with Virgin Australia.

Movie discounts

Get up to 50% off Hoyts movie vouchers.

How do I get AIA Vitality?

  1. Buy RAC Life Protect or Income Protect
  2. Activate your AIA Vitality membership via the email sent out to you.
  3. Earn AIA Vitality points & improve your status.
  4. Enjoy the rewards and discounts.

Score a premium discount on your life insurance

Start earning points to reach AIA Vitality Silver Status by your policy anniversary and receive 10% off your RAC Life Protect and 5% off your RAC Income Protect premium.

Earning points to reach AIA Vitality Silver Status is easier than you might think.

†Reach AIA Vitality Silver status or above and you’ll get up to 10% off your RAC Life Protect and 5% off your RAC Income Protect premium at your next policy renewal date. Maintain AIA Vitality Silver status or above to keep the discount each year.   

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see Partner terms and conditions may also apply.

The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The code can be found at FSC.