Explore our range of RAC Life Insurance products

RAC Life Protect .this is the Most popular choice. RAC Income Protect
Get RAC Income Protect and look after one of your most valuable assets – your income
Special RAC Member Rates
Special RAC Member Rates Yes
10% online discount for life
10% online discount for life Yes
Bonus Cover on selected benefits
Bonus Cover on selected benefits
Optional extras
Optional extras Premium Pause Benefit, Premium Waiver Benefit, Death Benefit
Access to AIA Vitality
Access to AIA Vitality Yes
Easy application process
Easy application process Yes
Guaranteed acceptance
Guaranteed acceptance
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Extra benefits with AIA Vitality

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Fitness discounts

Get up to 50% off gym memberships and up to 25% off fitness devices.

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Shopping rewards

Get up to $650 in shopping vouchers per year.

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Premium discounts

Get up to 10% off your RAC Life Insurance renewal premium.#

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*Premiums vary. The example is based on a 34 year old female non-smoker with $230,000 Life cover and no health loadings. Total premium based on the example is $212.58 per annum.
 ^ The 10% online discount offer is applied to all new RAC Life Protect and RAC Income Protect policies purchased online.

The RAC Life Insurance suite of products is distributed by RAC Distribution Pty Ltd (RACD), an authorised representative of, AIA Financial Services Limited , AFSL 231109 (AIAFS) and is issued by AIA Australia Limited, AFSL 230043 (AIAA). RAC is a distributor only; it does not sell, issue or guarantee these products. AIAFS and other authorised representatives of AIAFS are also involved in distributing these products. Descriptions of product benefits and features are a summary only. You should consider factors like your objectives, financial situation and needs and read the relevant Product Disclosure Statement (PDS) available on this website before deciding to acquire or continuing to hold RAC Life Protect or RAC Income Protect products. The information on this website is general and does not take such factors into account so you should consider its appropriateness in the context of such factors. AIA Australia has adopted the FSC Life Insurance Code of Practice, which contains minimum standards of service that customers can expect from insurers. The code can be found at FSC.

AIA Vitality partners, benefits and rewards are subject to change at any time. For the most up-to-date information and to view the AIA Vitality Terms and Conditions see 
aiavitality.com.au. Partner terms and conditions may also apply.