Whether it's a quick trip to Bali or that big backpacking holiday, we've got affordable cover to suit your next trip.

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Which cover is right for you?

International Comprehensive .this is the choice. International Essentials Medical Only
(per Adult) (per Adult) (per Adult)
Cancellation Fees & Lost Deposits (Unforseen Circumstances)
Cancellation Fees & Lost Deposits (Unforseen Circumstances) $Choice of limit $Choice of limit Not Covered
Overseas Medical and Hospital
Overseas Medical and Hospital $unlimited* $unlimited* $unlimited*
Cash in hospital Sub-Limits apply
Cash in hospital Sub-Limits apply $6,000~ $3,500~ $1,500~
Overseas Dental Sub-Limits apply
Overseas Dental Sub-Limits apply $unlimited* $2,000 $500
Funeral Expenses Overseas Sub-Limits apply
Funeral Expenses Overseas Sub-Limits apply $20,000** $15,000** $10,000**
Luggage
Luggage $15,000 $7,500 $2,000
Travel Documents Sub-Limits apply
Travel Documents Sub-Limits apply $5,000 $1,500 Not Covered
Luggage Delay Sub-Limits apply
Luggage Delay Sub-Limits apply $750 $500 Not Covered
Personal Money Sub-Limits apply
Personal Money Sub-Limits apply $500 $250 Not Covered
Emergency Expenses
Emergency Expenses $unlimited* $25,000 $5,000
Accidental Death
Accidental Death $25,000** $15,000** Not Covered
Accidental Disability
Accidental Disability $25,000** $15,000** Not Covered
Your Legal Liability
Your Legal Liability $10,000,000 $10,000,000 $10,000,000
Rental Car Excess
Rental Car Excess $8,000^ $4,000^ Not Covered
Loss of Income From Injury
Loss of Income From Injury $10,400 $5,200 Not Covered
Financial Default
Financial Default $10,000 $5,000 Not Covered
Travel Agent Fees Sub-Limits apply
Travel Agent Fees Sub-Limits apply $4,000 $2,000 Not Covered
Domestic Pets
Domestic Pets $650^~ Not Covered Not Covered
Domestic Services
Domestic Services $1,500^~ Not Covered Not Covered
Travel Delay
Travel Delay $3,000~ $1,500~ Not Covered
Hijack and Kidnap
Hijack and Kidnap $10,000**~ $5,000**~ Not Covered
Ski and Winter Sports Optional cover
Ski and Winter Sports Overseas Medical and Hospital
Ski and Winter Sports Overseas Medical and Hospital $unlimited* $unlimited* Not Covered
Cash in hospital Sub-Limits apply
Cash in hospital Sub-Limits apply $6000~ $3,500~ Not Covered
Overseas Dental Sub-Limits apply
Overseas Dental Sub-Limits apply $unlimited* $2,000 Not Covered
Funeral Expenses Overseas Sub-Limits apply
Funeral Expenses Overseas Sub-Limits apply $20,000** $15,000** Not Covered
Equipment hire
Equipment hire $2,000^ $1,000^ Not Covered
Ski pack
Ski pack $1,000^ $500^ Not Covered
Piste Closure
Piste Closure $1,000^~ $500^~ Not Covered
Bad Weather and Avalanche
Bad Weather and Avalanche $1,000^ $500^ Not Covered
Lift Pass
Lift Pass $500 $250 Not Covered
Cruise Benefits Optional cover
Cabin Confinement
Cabin Confinement $1,500~ $1,500~ Not Covered
Missed Port
Missed Port $150 $150 Not Covered
Missed Shore Excursion
Missed Shore Excursion $1,500 $1,500 Not Covered
Marine Rescue Diversion
Marine Rescue Diversion $500~ $500~ Not Covered
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This table is a summary of the International Plan benefits. Please see the PDS/FSG for more detail of cover in each section, as conditions, exclusions, section limits and sub-limits may apply as set out in each section, and additional sublimits may apply.

You can also call 1300 655 179 or visit any of these metro RAC branches to get a quote.


$unlimited* or unlimited* means there is no cap on the maximum dollar amount which may be paid out for this benefit, noting that how much is payable for a benefit depends on the specific cover in the relevant section of the Policy Wording and any applicable exclusions.
** These limits are per person listed on your COI
^ These limits are per policy
~ Daily limits apply

Terms, conditions, limits, sub-limits, and exclusions apply. Subject to eligibility criteria. This advice is general advice only. Please refer to the Product Disclosure Statement before making a decision about this product and read the Target Market Determinations (TMDs) before determining whether this product is suitable for your circumstances. This product is issued by Tokio Marine & Nichido Fire Insurance Co., Ltd (ABN 80 000 438 291 AFSL 246548).