Car insurance guide in WA
If you're new to driving or new to WA, it's worth knowing the basics about car insurance in WA.
^Discount applies to new policy holders and for the first year of insurance only. Minimum premium applies.
Compare car insurance from WA's most trusted car insurer
| Comprehensive .this is the Most popular choice. | Third party fire & theft | Third party | |||
|---|---|---|---|---|---|
| Highest level of protection for loss, destruction or damage | Covers damage to another’s car or property plus fire and theft for your car | Cover for damage to another’s car or property | |||
| Own car damage | |||||
| Own car damage | Full cover | Fire, theft, uninsured driver only | Uninsured driver only | ||
| Open driver cover | |||||
| Open driver cover | Yes | Yes | Yes | ||
| Hire car after fire, theft | |||||
| Hire car after fire, theft | Yes | Yes | |||
| Windscreen & window glass | |||||
| Windscreen & window glass | Yes | ||||
| No claim bonus discount | |||||
| No claim bonus discount | Yes | ||||
| Protected no claim bonus | |||||
| Protected no claim bonus | Optional | ||||
| Hire car after accident | |||||
| Hire car after accident | Optional | ||||
| Switch online & save in your first year | |||||
| Switch online & save in your first year | $100 | $30 | $30 | ||
| Get a quote Quote More details Details | Get a quote Quote More details Details | Get a quote Quote More details Details | |||
You're making the right choice with RAC Insurance
Online discounts
By purchasing online you can save up to $100 in your first year.Low emissions car?
Save up to 25% on our comprehensive car insurance*Members save up to 10%
Existing Bronze members save 5%, Silver members save 7.5%, Gold and Gold Life members save 10% on comprehensive car insurance.Local claims team
Our local claims team are WA based, like you are. We understand your needs and are always ready to helpBecome an RAC member
When you take out a policy with us you also become an RAC member. As a member, you get access to great benefits, like discounts on retail partners or RAC products & servicesAward winning car insurance
Our members are at the heart of everything we do. Join WA's most recommended car insurer with the best claims experience and most satisfied car insurance customers, as voted by you.
What's included in these covers?
Before you decide, please read our policy documents and compare our covers.
Manage your account
You can update your policy information or pay a bill here.
Quick actions
You can make a payment, track your claim or retrieve your quote right here.
Insurance member support
Support for family violence, financial hardship, accessibility and specialist services
$100 or $30 switch online discount applies to your first year of insurance only. This discount is subject to minimum premiums and is only available when you switch to this policy online. *Conditions apply. Visit the Less Emissions page for full conditions.
Comprehensive, Third party fire and theft and Third party insurance are issued by RAC Insurance Pty Limited. Our products are developed and distributed for appropriate target markets in accordance with our Policy. Benefits are subject to policy conditions and PED Guide. Before you make a decision, please check the PDS and TMD to see if the policy is right for you.
